Does My Insurance Cover Family Law Attorney Fees?
Your insurer might cover the fees of a family law attorney. But if you are not sure what is covered, you can find out by reading this article. Here’s an overview of MetLife Legal Plans, LegalShield membership, and some exclusions to know. If you have a legal plan, you’ll be able to get discounts on legal services if you belong to a specific network.
MetLife Legal Plans
If you are in need of a family law attorney, you may be surprised to learn that MetLife Legal Plans cover the costs of hiring one. If you are an eligible member, you will be able to receive reimbursement for your attorney’s fees, up to a dollar amount, if you hire an attorney outside of the plan. To receive a full reimbursement, you must obtain a Case Number, retain the attorney, and begin work on your covered legal matter while you’re still eligible for benefits.
If you have a MetLife Legal Plan, you can use their network of attorneys for virtually any personal legal matter. Your plan will cover the fees for all in-network and out-of-network attorneys, regardless of where they live. Your attorney will examine the law and explain your options to you, and he or she will recommend a course of action. In addition, MetLife Legal Plans will cover the cost of a trial, regardless of how long it takes.
The legal services provided by the family law attorneys included in LegalShield are of the highest caliber. The law firms are comprised of seasoned attorneys, each with an average of 22 years in the practice. These attorneys are also available for any type of legal need, including traffic violations, housing disputes, and wills. Using LegalShield is easy and convenient. For more information, see the following video.
The service is affordable. The flat monthly fee of membership is lower than the hourly rate of a traditional law firm. Additionally, members are not charged for the services of an attorney unless they choose to, and LegalShield provides instructions on how to file documents yourself. However, there is no free trial period for LegalShield. Members are required to pay a one-time fee of $10 to enroll in their plan. It is also nonrefundable.
Discounts on legal services
Many family law attorneys offer discounted rates to members of the military, veterans, and active-duty law enforcement. The discount is valid for one 30 minute consultation per family member. Additionally, attorneys at some law firms participate in corporate pro bono programs. You can also contact your local bar association for more information. Discounts on legal services for family law attorneys are often available through corporate law departments. Just be sure to contact the attorney to ensure they have the experience needed to handle your case.
Exclusions in coverage
The language of the policy provides an example of the limitations that apply to malpractice claims. The policy prohibits coverage if the attorney’s negligence is related to a business venture. An exclusion for malpractice claims is Exclusion G. This clause limits coverage to the statutory minimum. The exclusion also limits coverage to the negligence of the insured in the course of their professional activities. The court rejected the defense’s arguments that the language of the policy is restrictive.
Another example is an auto liability insurance policy that prohibits the recovery of damages involving family members, such as children. It was initially intended to prevent collusion between family members and fraud on the insurance company. Today, many insurance policies do not allow claims against family members, and this can lead to disastrous results for families. Exclusions are not limited to car accidents, however. For example, car insurance policies may not cover injuries to children or the injured parents of a driver.
(For more articles like this, click here: Does My Insurance Cover a Divorce Attorney?)