Does My Insurance Cover Family Law Attorneys? 

There are some situations when legal fees are out of the question – do you have an insurance plan that covers family law attorneys? These situations often arise when a parent is involved in a custody dispute, but there may be other instances where your health insurance plan does not cover the costs of a family law attorney. You can contact King Law in North Carolina or South Carolina to learn more about how legal counsel can help you. You may also need to decide how much healthcare costs you will incur for your children. You may be surprised to learn that many medical expenses are out of the reach of traditional health insurance plans.

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Legal insurance covers unsurprising expenses 

Having a legal insurance plan will protect you from paying for unsurprising costs in the future. This type of insurance will not cover any already-occurring expenses, but it does cover unexpected ones. It can cover things like contracts and estate planning. The right type of coverage for you will depend on your situation. However, there are several things you need to keep in mind before purchasing legal insurance. 

There are two types of legal insurance plans. The first covers legal services provided by a family law attorney. The second one covers other legal issues. Some plans cover the legal expenses of a divorce attorney. In other cases, legal insurance plans cover prenuptial agreements and other legal documents. Legal insurance also covers attorney fees when representing a minor in court. If you are married and have significant assets, you should check out legal insurance plans for your spouse and children. 

Limitations and exclusions in coverage 

Depending on the policy, family law attorneys may not be covered for certain types of legal services. Some policies cover child custody and support, traffic violations, and debt matters. Others cover estate planning. Those plans are available through U.S. Legal Services, Inc., and may vary by state. It is important to familiarize yourself with any restrictions or limitations in your plan before purchasing it. 

Discounts on legal services 

If you need a family law attorney but don’t want to pay full price, consider using a discount legal service. There are many ways to save money when it comes to legal services, and a discount can be found online. Many attorneys offer packages that include unlimited consultations and document reviews, as well as representation in certain scenarios. These services range from divorce and child custody to property division and name changes. Discounts for family law attorneys are also available for veterans and service members. 

The Women’s Resource Center offers free and low-cost family law programs. They offer Legal Consultations and the Family Law Guide. The Women’s Resource Center’s attorneys are pre-screened for their professional credentials and knowledge of women’s issues. Referrals from this organization receive a discount on hourly rates. For more information, call the Women’s Resource Center at 701-314-HELP (4357). 

Discounts on COBRA coverage 

Many family law attorneys are not aware of the fact that they can get discounts on COBRA coverage for themselves and their families. COBRA is an acronym for the Consolidated Omnibus Budget Reconciliation Act, which requires all companies with 20 or more employees to offer continuation coverage for the individual’s health insurance plan. This law was passed to make the transition from one healthcare plan to another easier. Most people are unable to find an affordable health plan when they leave their job. 

A good example of COBRA is when a spouse was covered by the other spouse’s employer’s health plan. Normally, if the couple were divorced, Mary would have to find her own healthcare coverage. However, COBRA allows a former spouse to stay on their health insurance plan, which can be an essential part of the divorce process. COBRA is not inexpensive and many employers do not pay for it.